About our loans FAQs

Before you start

Information you need to read and understand

A reminder of who we lend to. Are you:

  • over 18 years old;
  • a UK resident (excluding Isle of Man and Channel Islands)
  • with a minimum income of £10,000 a year;
  • with a good credit history, no previous County Court Judgments, Debt Relief Orders, Individual Voluntary Arrangements, defaults or bankruptcies;
  • with a UK bank account in your name which accepts Direct Debits.

By clicking ‘Get your quote’ you are agreeing for us to carry out searches about you at credit reference and fraud prevention agencies. We will use the information to show what your APR and monthly payments would be if we accept your application. Other lenders would not be able to see that you have requested a quote from Ikano, and any searches we do would not affect your ability to get credit in the future.

Once you receive the quote, if you choose to apply, the credit search completed at that point would be visible to other lenders and would be stored on your credit file.

To get a quote you must accept the Terms and Conditions by ticking the box