About our loans FAQs

Before you start

Information you need to read and understand

A reminder of who we lend to. Are you:

  • a UK resident and over 18 years old;
  • with a minimum income of £10,000 a year;
  • with a good credit history, no previous County Court Judgments, Debt Relief Orders, Individual Voluntary Arrangements, defaults or bankruptcies;
  • with a UK bank account in your name which accepts Direct Debits.
  • not currently under/subject to a Power of Attorney order.

Before you get your quote:

To provide a personal quote, we will carry out searches about you at credit reference and fraud prevention agencies.

Your quote will show what your APR and monthly payments would be if your loan application is accepted. Other lenders would not be able to see that you have requested a quote from us, and any searches we do to provide a quote would not affect your ability to get credit in the future.

If you decide to apply for a loan after you have received a quote, the credit search completed at that point would be visible to other lenders and would be stored on your credit file.

Details of how the information you provide in this application may be used is explained in our privacy notice.

To get a quote you must accept the Terms and Conditions by ticking the box